Naya soch. Naya paisa.

Paisa hai toh Pay hai

Manage your money with one app of personalised financial products: loans, savings, insurance, credit tracking and UPI.

Download app

One app. Every money move.

Pick a category to see what NayaPay can do for you.

Every wish fulfilled. Get instant funds!

Download app

Personal Loan

Get up to ₹10L in 10 mins

Home Loan

Interest starts from 7.5%* p.a.

Loan on Property

Up to ₹75L with simple paperwork

Credit Cards

Lifetime FREE cards with up to ₹5L limit

Business Loan

Get up to ₹5L with 60M tenure

Get a loan in 3 easy steps

No branch visits. No long forms.

  1. 1

    Download and sign up

    Install the app and verify your mobile number.

  2. 2

    Complete your profile

    Share a few basic details and finish a quick paperless KYC.

  3. 3

    Get money in your bank

    Pick your offer, e-sign, and receive funds directly.

Plan it before you borrow

Move the sliders to see your monthly EMI. It is an estimate; your actual rate depends on your profile.

Monthly EMI₹0
Total interest₹0
Total payable₹0
Check my offer

Open a new world of financial wellbeing

Coming soon

The NayaPay app is on its way to Google Play and the App Store. Stay tuned!

Coming soon onGoogle Play Coming soon on theApp Store
NayaPay logo on a currency-note style card

FAQs

What is NayaPay?

NayaPay is a digital finance app that brings loans, savings, insurance, credit tracking and UPI payments into one place.

Is it safe to use the NayaPay app?

Yes. The app uses 256-bit encryption, secure sign-in and device checks to keep your information protected.

How does the NayaPay app work?

Sign up with your mobile number, complete a paperless KYC, check the offers available for you and choose the product that fits.

How do I download the NayaPay app?

Search for NayaPay on Google Play or the App Store, or use the download buttons on this page.

What products does NayaPay offer?

Personal, home, property and business loans; credit cards; gold and fixed deposits; vehicle insurance; credit tracking; and UPI payments.

How do I contact NayaPay if I face any issues?

Write to support@nayapay.co.in or use the Help section inside the app.